Side-by-side · Q2 2026 data
First Texas Bank vs First State Bank of Burnet
Metric by metric
| Measure | First Texas Bank | First State Bank of Burnet |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 51 | 75 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 96 (stronger) | 85 |
| Funding & liquidity | 75 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 90th |
| Total assets | $259.7M | $325.8M |
| Deposits / shares | $232.4M | $289.0M |
| Capital ratio | 10.14% | 12.53% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | -0.09% (stronger) | 0.02% |
| Return on assets | 1.90% (stronger) | 1.61% |
| Loans ÷ deposits | 39.9% (stronger) | 61.7% |
| Uninsured deposits | 38.2% | 27.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | — |
First State Bank of Burnet has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First Texas Bank leads on 4 and First State Bank of Burnet on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lampasas, TX