Side-by-side · Q2 2026 data
First Texas Bank vs First Texas Bank
Metric by metric
| Measure | First Texas Bank | First Texas Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 80 |
| Capital cushion | 51 | 62 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 96 (stronger) | 94 |
| Funding & liquidity | 75 | 87 (stronger) |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 80th | 90th |
| Total assets | $259.7M | $1.3B |
| Deposits / shares | $232.4M | $1.2B |
| Capital ratio | 10.14% | 11.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.58% |
| Net charge-offs | -0.09% (stronger) | 0.01% |
| Return on assets | 1.90% (stronger) | 1.85% |
| Loans ÷ deposits | 39.9% (stronger) | 49.2% |
| Uninsured deposits | 38.2% | 26.6% (stronger) |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 15.9% |
First Texas Bank has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First Texas Bank leads on 5 and First Texas Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.