Side-by-side · Q2 2026 data
First Texas Bank vs Guadalupe Bank
Metric by metric
| Measure | First Texas Bank | Guadalupe Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 51 (stronger) | 49 |
| Loan quality | 100 | 100 |
| Earnings | 96 (stronger) | 71 |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 57th |
| Total assets | $259.7M | $261.1M |
| Deposits / shares | $232.4M | $234.1M |
| Capital ratio | 10.14% (stronger) | 9.93% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.09% (stronger) | 0.01% |
| Return on assets | 1.90% (stronger) | 1.28% |
| Loans ÷ deposits | 39.9% (stronger) | 85.8% |
| Uninsured deposits | 38.2% | 22.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | — |
First Texas Bank has the higher TellerScore (81 vs 74). On the 6 directional measures above (where higher or lower is clearly better), First Texas Bank leads on 5 and Guadalupe Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.