Side-by-side · Q2 2026 data
First Texas National Bank vs Prosperity Bank
Metric by metric
| Measure | First Texas National Bank | Prosperity Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 47 | 56 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 52 | 54 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 64th | 76th |
| Total assets | $216.9M | $43.9B |
| Deposits / shares | $195.3M | $32.9B |
| Capital ratio | 9.69% | 10.64% (stronger) |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | 0.02% (stronger) | 0.35% |
| Return on assets | 2.89% (stronger) | 1.37% |
| Loans ÷ deposits | 96.3% | 74.8% (stronger) |
| Uninsured deposits | 25.4% (stronger) | 42.7% |
| Offices | 2 | 373 |
| CFPB complaints (3 yrs) | — | 117 |
| Complaints per $1B deposits | — | 3.6 |
| Mortgage denial rate (HMDA) | — | 31.5% |
First Texas National Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Texas National Bank leads on 5 and Prosperity Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Floydada, TX