Side-by-side · Q2 2026 data
First Texoma National Bank vs First Security Bank and Trust Company
Metric by metric
| Measure | First Texoma National Bank | First Security Bank and Trust Company |
|---|---|---|
| TellerScore | 50 (stronger) | 29 |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 0 | 0 |
| Earnings | 66 (stronger) | 27 |
| Funding & liquidity | 77 (stronger) | 52 |
| Problem-loan coverage | 57 (stronger) | 0 |
| Peer percentile | 7th | 1st |
| Total assets | $225.4M | $226.0M |
| Deposits / shares | $202.3M | $180.7M |
| Capital ratio | 11.60% (stronger) | 10.09% |
| Problem loans | 3.38% (stronger) | 13.20% |
| Net charge-offs | 0.23% | 0.05% (stronger) |
| Return on assets | 1.14% (stronger) | 0.18% |
| Loans ÷ deposits | 74.2% (stronger) | 108.0% |
| Uninsured deposits | 22.9% | 4.8% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.5% | 0.6% |
First Texoma National Bank has the higher TellerScore (50 vs 29). On the 7 directional measures above (where higher or lower is clearly better), First Texoma National Bank leads on 5 and First Security Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.