Side-by-side · Q2 2026 data
First Trust and Savings Bank vs Liberty Trust & Savings Bank
Metric by metric
| Measure | First Trust and Savings Bank | Liberty Trust & Savings Bank |
|---|---|---|
| TellerScore | 45 | 86 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 81 | 84 (stronger) |
| Funding & liquidity | 46 | 79 (stronger) |
| Problem-loan coverage | 50 | 95 (stronger) |
| Peer percentile | 4th | 90th |
| Total assets | $320.6M | $186.2M |
| Deposits / shares | $271.6M | $149.5M |
| Capital ratio | 10.70% | 20.65% (stronger) |
| Problem loans | 3.21% | 0.86% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.53% | 1.59% (stronger) |
| Loans ÷ deposits | 100.8% | 70.5% (stronger) |
| Uninsured deposits | 27.2% | 24.7% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Liberty Trust & Savings Bank has the higher TellerScore (86 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Trust and Savings Bank leads on 0 and Liberty Trust & Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.