Side-by-side · Q2 2026 data
First Trust Bank of Illinois vs Fieldstone Credit Union
Metric by metric
| Measure | First Trust Bank of Illinois | Fieldstone Credit Union |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 53 | 90 (stronger) |
| Loan quality | 76 | 77 (stronger) |
| Earnings | 62 | 65 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 47th | 75th |
| Total assets | $406.3M | $61.7M |
| Deposits / shares | $324.4M | $54.4M |
| Capital ratio | 10.26% | 14.01% (stronger) |
| Problem loans | 0.71% | 0.69% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.05% | 1.13% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 56.2% |
| Uninsured deposits | 21.0% | 3.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Fieldstone Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Trust Bank of Illinois leads on 2 and Fieldstone Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.