Side-by-side · Q2 2026 data
First United Bank & Trust vs Rosedale Bank
Metric by metric
| Measure | First United Bank & Trust | Rosedale Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 90 (stronger) | 83 |
| Earnings | 70 (stronger) | 31 |
| Funding & liquidity | 63 | 73 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 77th | 86th |
| Total assets | $2.1B | $1.4B |
| Deposits / shares | $1.7B | $1.1B |
| Capital ratio | 11.56% | 18.61% (stronger) |
| Problem loans | 0.31% (stronger) | 0.52% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.25% (stronger) | 0.28% |
| Loans ÷ deposits | 89.0% | 87.2% (stronger) |
| Uninsured deposits | 22.7% | 5.1% (stronger) |
| Offices | 22 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Rosedale Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First United Bank & Trust leads on 2 and Rosedale Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.