Side-by-side · Q2 2026 data
First United Bank vs TexasBank
Metric by metric
| Measure | First United Bank | TexasBank |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 62 | 79 (stronger) |
| Loan quality | 86 | 86 |
| Earnings | 100 | 100 |
| Funding & liquidity | 51 (stronger) | 37 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 83rd | 90th |
| Total assets | $2.4B | $2.5B |
| Deposits / shares | $2.1B | $2.0B |
| Capital ratio | 11.17% | 12.87% (stronger) |
| Problem loans | 0.41% (stronger) | 0.41% |
| Net charge-offs | 0.10% (stronger) | 0.12% |
| Return on assets | 2.03% | 2.33% (stronger) |
| Loans ÷ deposits | 69.8% (stronger) | 105.3% |
| Uninsured deposits | 50.2% | 30.9% (stronger) |
| Offices | 23 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
TexasBank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 3 and TexasBank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.