Side-by-side · Q2 2026 data
First United Bank vs Victory Bank
Metric by metric
| Measure | First United Bank | Victory Bank |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 62 | 71 (stronger) |
| Loan quality | 86 | 98 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 51 | 62 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 83rd | 68th |
| Total assets | $2.4B | $284.8M |
| Deposits / shares | $2.1B | $250.0M |
| Capital ratio | 11.17% | 12.11% (stronger) |
| Problem loans | 0.41% | 0.05% (stronger) |
| Net charge-offs | 0.10% | -0.00% (stronger) |
| Return on assets | 2.03% (stronger) | 1.02% |
| Loans ÷ deposits | 69.8% | 62.9% (stronger) |
| Uninsured deposits | 50.2% | 47.0% (stronger) |
| Offices | 23 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First United Bank leads on 1 and Victory Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.