Side-by-side · Q2 2026 data
First United National Bank vs Commercial Bank and Trust of PA
Metric by metric
| Measure | First United National Bank | Commercial Bank and Trust of PA |
|---|---|---|
| TellerScore | 59 | 86 (stronger) |
| Capital cushion | 32 | 97 (stronger) |
| Loan quality | 70 | 95 (stronger) |
| Earnings | 46 (stronger) | 42 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 17th | 90th |
| Total assets | $385.8M | $357.5M |
| Deposits / shares | $362.6M | $307.7M |
| Capital ratio | 8.16% | 14.74% (stronger) |
| Problem loans | 0.91% | 0.14% (stronger) |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 0.65% (stronger) | 0.56% |
| Loans ÷ deposits | 56.4% | 53.8% (stronger) |
| Uninsured deposits | 16.9% | 14.5% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Commercial Bank and Trust of PA has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First United National Bank leads on 1 and Commercial Bank and Trust of PA on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.