Side-by-side · Q2 2026 data
First United National Bank vs S&T Bank
Metric by metric
| Measure | First United National Bank | S&T Bank |
|---|---|---|
| TellerScore | 59 | 70 (stronger) |
| Capital cushion | 32 | 60 (stronger) |
| Loan quality | 70 | 83 (stronger) |
| Earnings | 46 | 79 (stronger) |
| Funding & liquidity | 98 (stronger) | 39 |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 17th | 58th |
| Total assets | $385.8M | $9.9B |
| Deposits / shares | $362.6M | $8.1B |
| Capital ratio | 8.16% | 11.02% (stronger) |
| Problem loans | 0.91% | 0.50% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.07% |
| Return on assets | 0.65% | 1.47% (stronger) |
| Loans ÷ deposits | 56.4% (stronger) | 98.1% |
| Uninsured deposits | 16.9% (stronger) | 35.8% |
| Offices | 7 | 71 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.1% |
S&T Bank has the higher TellerScore (70 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First United National Bank leads on 3 and S&T Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clarion, PA
- New Bethlehem, PA