Side-by-side · Q2 2026 data
First United National Bank vs Top Tier Federal Credit Union
Metric by metric
| Measure | First United National Bank | Top Tier Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 71 (stronger) |
| Capital cushion | 32 | 50 (stronger) |
| Loan quality | 70 | 80 (stronger) |
| Earnings | 46 | 76 (stronger) |
| Funding & liquidity | 98 (stronger) | 79 |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 17th | 54th |
| Total assets | $385.8M | $277.5M |
| Deposits / shares | $362.6M | $248.7M |
| Capital ratio | 8.16% | 9.97% (stronger) |
| Problem loans | 0.91% | 0.60% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.11% |
| Return on assets | 0.65% | 1.39% (stronger) |
| Loans ÷ deposits | 56.4% (stronger) | 80.9% |
| Uninsured deposits | 16.9% | 5.5% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
Top Tier Federal Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First United National Bank leads on 2 and Top Tier Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clarion, PA
- Cranberry, PA