Side-by-side · Q2 2026 data
First Unity Federal Credit Union vs Delta Federal Credit Union
Credit union
First Unity Federal Credit Union
McComb, Mississippi · Under $100 million in assets
Credit union
Delta Federal Credit Union
Greenville, Mississippi · Under $100 million in assets
Metric by metric
| Measure | First Unity Federal Credit Union | Delta Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 98 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 0 | 99 (stronger) |
| Peer percentile | 19th | 98th |
| Total assets | $11.7M | $8.9M |
| Deposits / shares | $9.7M | $6.3M |
| Capital ratio | 14.00% | 29.19% (stronger) |
| Problem loans | 26.52% | 0.27% (stronger) |
| Net charge-offs | 1.90% | 1.25% (stronger) |
| Return on assets | 2.49% | 2.76% (stronger) |
| Loans ÷ deposits | 87.0% | 49.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Federal Credit Union has the higher TellerScore (98 vs 58). On the 6 directional measures above (where higher or lower is clearly better), First Unity Federal Credit Union leads on 0 and Delta Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.