Headquartered in Greenville, Mississippi, Delta Federal Credit Union is a federal credit union with $8.9M in total assets and $6.3M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1957.
Based on its Q2 2026 filing, Delta Federal Credit Union scores 98/100, which we describe as very strong. That is higher than 98% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 1st. Its strongest component is capital cushion (100/100; 29.19%), and its lowest is loan quality (91/100; 0.27%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (90 → 98), mostly because the earnings component improved by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 90 |
| Q4 2024 | 74 |
| Q1 2025 | 77 |
| Q2 2025 | 90 |
| Q3 2025 | 99 |
| Q4 2025 | 98 |
| Q1 2026 | 96 |
| Q2 2026 | 98 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 24.98% |
| Q3 2024 | 26.00% |
| Q4 2024 | 26.34% |
| Q1 2025 | 26.78% |
| Q2 2025 | 26.37% |
| Q3 2025 | 28.00% |
| Q4 2025 | 28.94% |
| Q1 2026 | 28.71% |
| Q2 2026 | 29.19% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.33% |
| Q3 2024 | 1.12% |
| Q4 2024 | 3.43% |
| Q1 2025 | 2.67% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.27% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.97% |
| Q3 2024 | 2.67% |
| Q4 2024 | 2.41% |
| Q1 2025 | 2.43% |
| Q2 2025 | 1.22% |
| Q3 2025 | 3.44% |
| Q4 2025 | 3.16% |
| Q1 2026 | 3.06% |
| Q2 2026 | 2.76% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 98 | $8.9M | 29.19% | 0.27% | 2.76% | 49.9% |
| Q1 2026 | 96 | $8.8M | 28.71% | 0.42% | 3.06% | 52.0% |
| Q4 2025 | 98 | $8.5M | 28.94% | 0.21% | 3.16% | 56.3% |
| Q3 2025 | 99 | $8.6M | 28.00% | 0.13% | 3.44% | 53.6% |
| Q2 2025 | 90 | $8.5M | 26.37% | 0.49% | 1.22% | 50.1% |
| Q1 2025 | 77 | $8.4M | 26.78% | 2.67% | 2.43% | 52.4% |
| Q4 2024 | 74 | $8.3M | 26.34% | 3.43% | 2.41% | 53.2% |
| Q3 2024 | 90 | $8.3M | 26.00% | 1.12% | 2.67% | 50.7% |
| Q2 2024 | 88 | $8.3M | 24.98% | 1.33% | 1.97% | 51.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Treasury Employees Federal Credit UnionCredit union Jackson, MS | 41 out of 100, Below average | $9.4M | 9.8% | 4.57% | vs |
| Mississippi Dhs Federal Credit UnionCredit union Jackson, MS | 58 out of 100, Moderate | $10.5M | 13.2% | 1.79% | vs |
| Healthplus Federal Credit UnionCredit union Jackson, MS | 24 out of 100, Low | $10.5M | 8.3% | 8.53% | vs |
| Northeast Mississippi Federal Credit UnionCredit union Amory, MS | 56 out of 100, Moderate | $6.8M | 15.0% | 5.21% | vs |
| Vickswood Federal Credit UnionCredit union Vicksburg, MS | 94 out of 100, Very strong | $11.5M | 25.8% | 0.00% | vs |
| First Unity Federal Credit UnionCredit union McComb, MS | 58 out of 100, Moderate | $11.7M | 14.0% | 26.52% | vs |
Deposit insurance
Is my money safe at Delta Federal Credit Union?
Yes. Delta Federal Credit Union is a federally insured credit union (NCUA charter #24893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 29.19%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Delta Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Greenville, MS (1)
- Indianola, MS (1)
Identity & history
Profile
- Legal name
- Delta Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24893
- RSSD ID
- 663188
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 2339 Highway 1 S, Greenville, MS 38701
- Employees
- 4
Quick answers
Delta Federal Credit Union: common questions
Is Delta Federal Credit Union NCUA insured?
Yes. Delta Federal Credit Union is a federally insured credit union (NCUA charter #24893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Delta Federal Credit Union's TellerScore?
98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Delta Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Greenville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Jefferson BankBank Greenville, MS | 90 out of 100, Very strong | $210.8M | 16.6% | 0.38% | vs |
| Bank of Lake VillageBank Lake Village, AR | 82 out of 100, Strong | $90.6M | 16.1% | 1.00% | vs |
| Planters Bank & Trust CompanyBank Indianola, MS | 71 out of 100, Strong | $2.7B | 11.2% | 0.61% | vs |
| Regions BankBank Birmingham, AL | 64 out of 100, Moderate | $159.8B | 9.5% | 0.93% | vs |
| Community Bank of MississippiBank Flowood, MS | 64 out of 100, Moderate | $5.1B | 8.3% | 0.25% | vs |
| Trustmark BankBank Jackson, MS | 62 out of 100, Moderate | $19.2B | 10.4% | 1.14% | vs |