Side-by-side · Q2 2026 data
First Utah Bank vs Grand Valley Bank
Metric by metric
| Measure | First Utah Bank | Grand Valley Bank |
|---|---|---|
| TellerScore | 37 | 82 (stronger) |
| Capital cushion | 52 | 65 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 50 | 68 (stronger) |
| Funding & liquidity | 66 | 93 (stronger) |
| Problem-loan coverage | 14 | 100 (stronger) |
| Peer percentile | 2nd | 82nd |
| Total assets | $840.3M | $599.4M |
| Deposits / shares | $688.5M | $541.3M |
| Capital ratio | 10.22% | 11.47% (stronger) |
| Problem loans | 6.39% | 0.02% (stronger) |
| Net charge-offs | 1.04% | 0.01% (stronger) |
| Return on assets | 0.74% | 1.19% (stronger) |
| Loans ÷ deposits | 90.8% | 52.0% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 21.7% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Grand Valley Bank has the higher TellerScore (82 vs 37). On the 7 directional measures above (where higher or lower is clearly better), First Utah Bank leads on 1 and Grand Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.