TellerScore

Side-by-side · Q2 2026 data

First Vision Bank of Tennessee vs RockPointBank, National Association

Bank

First Vision Bank of Tennessee

Tullahoma, Tennessee · $100 million – $1 billion

77of 100
Strong

Bank

RockPointBank, National Association

Chattanooga, Tennessee · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureFirst Vision Bank of TennesseeRockPointBank, National Association
TellerScore77 (stronger)68
Capital cushion74 (stronger)71
Loan quality97 (stronger)96
Earnings60 (stronger)33
Funding & liquidity69 (stronger)44
Problem-loan coverage7997 (stronger)
Peer percentile68th37th
Total assets$414.2M$384.5M
Deposits / shares$357.0M$335.8M
Capital ratio12.40% (stronger)12.13%
Problem loans0.08% (stronger)0.13%
Net charge-offs-0.01% (stronger)0.00%
Return on assets1.01% (stronger)0.33%
Loans ÷ deposits82.1% (stronger)92.1%
Uninsured deposits23.4% (stronger)36.6%
Offices51
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.8%4.3%

First Vision Bank of Tennessee has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Vision Bank of Tennessee leads on 7 and RockPointBank, National Association on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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