Side-by-side · Q2 2026 data
First Western Bank & Trust vs Gate City Bank
Metric by metric
| Measure | First Western Bank & Trust | Gate City Bank |
|---|---|---|
| TellerScore | 55 | 65 (stronger) |
| Capital cushion | 46 | 48 (stronger) |
| Loan quality | 53 | 77 (stronger) |
| Earnings | 59 (stronger) | 54 |
| Funding & liquidity | 64 | 78 (stronger) |
| Problem-loan coverage | 70 | 89 (stronger) |
| Peer percentile | 13th | 36th |
| Total assets | $2.4B | $4.0B |
| Deposits / shares | $2.0B | $3.6B |
| Capital ratio | 9.61% | 9.85% (stronger) |
| Problem loans | 1.42% | 0.69% (stronger) |
| Net charge-offs | 0.23% | 0.16% (stronger) |
| Return on assets | 0.96% (stronger) | 0.85% |
| Loans ÷ deposits | 96.7% | 82.5% (stronger) |
| Uninsured deposits | 6.1% (stronger) | 10.9% |
| Offices | 19 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Gate City Bank has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Western Bank & Trust leads on 2 and Gate City Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.