Side-by-side · Q2 2026 data
First Western Federal Savings Bank vs Aspen Federal Credit Union
Bank
First Western Federal Savings Bank
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | First Western Federal Savings Bank | Aspen Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 46 | 62 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 92nd | 29th |
| Total assets | $63.5M | $173.0M |
| Deposits / shares | $40.6M | $152.7M |
| Capital ratio | 18.08% (stronger) | 8.44% |
| Problem loans | 0.00% (stronger) | 0.43% |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 2.31% (stronger) | 1.17% |
| Loans ÷ deposits | 143.5% | 98.4% (stronger) |
| Uninsured deposits | 18.7% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
First Western Federal Savings Bank has the higher TellerScore (92 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Western Federal Savings Bank leads on 5 and Aspen Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.