The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (88 → 92), mostly because the earnings component improved by 7 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in South Dakota

Yes. First Western Federal Savings Bank is an FDIC-insured institution (FDIC certificate #31972). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.7% of deposits ($7.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 18.08%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

First Western Federal Savings Bank lists 1 office in 1 city. Most locations:

• Rapid City, SD (1)

All branch addresses and map

In 2025, First Western Federal Savings Bank reported 57 home-loan applications under HMDA (LEI 549300N1R0R39PYT7O68): 42 originated ($5,650,000 total), 2 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Western Federal Savings Bank

Former names

First Western Federal Savings and Loan Association

Type

Savings bank

FDIC certificate #

31972

RSSD ID

715470

Primary regulator

OCC

Established

June 6, 1979

Headquarters

402 Main St, Rapid City, SD 57701

Website

www.fwfsb.com

Employees

8