Side-by-side · Q2 2026 data
First Western Federal Savings Bank vs Black Hills Community Bank, N.A.
Bank
First Western Federal Savings Bank
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | First Western Federal Savings Bank | Black Hills Community Bank, N.A. |
|---|---|---|
| TellerScore | 92 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 46 (stronger) | 42 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 92nd | 80th |
| Total assets | $63.5M | $489.7M |
| Deposits / shares | $40.6M | $430.4M |
| Capital ratio | 18.08% (stronger) | 12.44% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.09% (stronger) |
| Return on assets | 2.31% (stronger) | 1.71% |
| Loans ÷ deposits | 143.5% | 85.7% (stronger) |
| Uninsured deposits | 18.7% (stronger) | 44.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
First Western Federal Savings Bank has the higher TellerScore (92 vs 81). On the 6 directional measures above (where higher or lower is clearly better), First Western Federal Savings Bank leads on 4 and Black Hills Community Bank, N.A. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.