Side-by-side · Q2 2026 data
First Western Federal Savings Bank vs Interfaith Federal Credit Union
Bank
First Western Federal Savings Bank
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | First Western Federal Savings Bank | Interfaith Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 46 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 92nd | 71st |
| Total assets | $63.5M | $134.8M |
| Deposits / shares | $40.6M | $118.3M |
| Capital ratio | 18.08% (stronger) | 11.87% |
| Problem loans | 0.00% (stronger) | 0.34% |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 2.31% (stronger) | 0.67% |
| Loans ÷ deposits | 143.5% | 61.1% (stronger) |
| Uninsured deposits | 18.7% | 7.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
First Western Federal Savings Bank has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Western Federal Savings Bank leads on 5 and Interfaith Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.