Side-by-side · Q2 2026 data
First Western Trust Bank vs Trona Valley Community Federal Credit Union
Credit union
Trona Valley Community Federal Credit Union
Green River, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | First Western Trust Bank | Trona Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 83 (stronger) |
| Capital cushion | 42 | 92 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 53 | 78 (stronger) |
| Funding & liquidity | 37 | 78 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 17th | 83rd |
| Total assets | $3.2B | $470.1M |
| Deposits / shares | $2.9B | $401.0M |
| Capital ratio | 9.22% | 14.22% (stronger) |
| Problem loans | 0.60% (stronger) | 0.75% |
| Net charge-offs | -0.00% (stronger) | 0.88% |
| Return on assets | 0.83% | 1.46% (stronger) |
| Loans ÷ deposits | 95.2% | 81.8% (stronger) |
| Uninsured deposits | 40.1% | 8.7% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | — |
Trona Valley Community Federal Credit Union has the higher TellerScore (83 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Western Trust Bank leads on 2 and Trona Valley Community Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.