TellerScore

Trona Valley Community Federal Credit Union is a federal credit union headquartered in Green River, Wyoming, in business for about 63 years. At the end of Q2 2026 it reported $470.1M in total assets and $401.0M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Trona Valley Community Federal Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 18 credit unions headquartered in Wyoming, it ranks 4th. Its strongest component is capital cushion (92/100; 14.22%), and its lowest is loan quality (75/100; 0.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion92/100
Net worth ratio: 14.22%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.75%
Earnings78/100
Return on assets (annualized): 1.46%
Funding & liquidity78/100
Loans ÷ shares: 81.8% · 8.7% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (78 → 83), mostly because the earnings component improved by 16 points.

TellerScore
768083Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202479
Q4 202479
Q1 202577
Q2 202578
Q3 202580
Q4 202579
Q1 202681
Q2 202683
Net worth ratio
7.00%10.61%14.22%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.51%
Q3 202414.00%
Q4 202414.07%
Q1 202513.70%
Q2 202513.79%
Q3 202514.09%
Q4 202514.10%
Q1 202613.86%
Q2 202614.22%
Delinquent loans (60+ days)
0.65%0.93%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.21%
Q3 20241.16%
Q4 20241.08%
Q1 20250.65%
Q2 20250.79%
Q3 20250.73%
Q4 20250.85%
Q1 20260.67%
Q2 20260.75%
Return on assets
0.88%1.29%1.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.57%
Q3 20241.71%
Q4 20241.57%
Q1 20250.88%
Q2 20251.06%
Q3 20251.13%
Q4 20251.12%
Q1 20261.19%
Q2 20261.46%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$470.1M14.22%0.75%1.46%81.8%
Q1 202681$467.6M13.86%0.67%1.19%79.0%
Q4 202579$449.9M14.10%0.85%1.12%83.4%
Q3 202580$442.3M14.09%0.73%1.13%85.3%
Q2 202578$441.7M13.79%0.79%1.06%84.6%
Q1 202577$434.3M13.70%0.65%0.88%85.0%
Q4 202479$416.1M14.07%1.08%1.57%89.2%
Q3 202479$410.0M14.00%1.16%1.71%90.9%
Q2 202476$409.7M13.51%1.21%1.57%88.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.22%
80th
Problem loans0.75%
45th
Net charge-offs0.88%
13th
Return on assets1.46%
87th
Loans to deposits81.8%
36th
Uninsured deposits8.7%
24th
Loan-loss reserves0.00%
50th
Texas ratio4.3%
47th

Similar-size credit unions in Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
Wyhy Federal Credit UnionCredit union Cheyenne, WY47 out of 100, Below average$409.0M13.4%4.42%vs
Western Vista Federal Credit UnionCredit union Cheyenne, WY62 out of 100, Moderate$280.8M9.3%0.68%vs
Campco Federal Credit UnionCredit union Gillette, WY77 out of 100, Strong$227.6M11.5%0.45%vs
Grand Altitude Federal Credit UnionCredit union Lander, WY85 out of 100, Very strong$222.3M13.8%0.23%vs
Sunlight Federal Credit UnionCredit union Cody, WY31 out of 100, Low$210.6M10.3%7.34%vs
Meridian Trust Federal Credit UnionCredit union Cheyenne, WY74 out of 100, Strong$730.5M12.9%0.82%vs

Deposit insurance

Is my money safe at Trona Valley Community Federal Credit Union?

Yes. Trona Valley Community Federal Credit Union is a federally insured credit union (NCUA charter #15741). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.7% of shares and deposits ($35.1M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Trona Valley Community Federal Credit Union lists 3 offices in 3 cities. Most locations:

  • Evanston, WY (1)
  • Green River, WY (1)
  • Mountain View, WY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Trona Valley Community Federal Credit Union
Type
Federal credit union
NCUA charter #
15741
RSSD ID
417082
Primary regulator
NCUA
Established
1963
Headquarters
840 Hitching Post Dr, Green River, WY 82935
Employees
95

Quick answers

Trona Valley Community Federal Credit Union: common questions

Is Trona Valley Community Federal Credit Union NCUA insured?

Yes. Trona Valley Community Federal Credit Union is a federally insured credit union (NCUA charter #15741). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Trona Valley Community Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Trona Valley Community Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Green River

InstitutionScoreAssetsCapitalProblem loansCompare
State BankBank Green River, WY67 out of 100, Moderate$115.4M9.5%0.34%vs
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%vs
First Western Trust BankBank Denver, CO58 out of 100, Moderate$3.2B9.2%0.60%vs
Wyhy Federal Credit UnionCredit union Cheyenne, WY47 out of 100, Below average$409.0M13.4%4.42%vs