Side-by-side · Q2 2026 data
FirstBank vs Ameristate Bank
Metric by metric
| Measure | FirstBank | Ameristate Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 57 |
| Capital cushion | 58 (stronger) | 45 |
| Loan quality | 73 (stronger) | 44 |
| Earnings | 61 | 75 (stronger) |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 91 (stronger) | 63 |
| Peer percentile | 40th | 14th |
| Total assets | $684.3M | $477.7M |
| Deposits / shares | $598.3M | $426.4M |
| Capital ratio | 10.81% (stronger) | 9.55% |
| Problem loans | 0.82% (stronger) | 1.67% |
| Net charge-offs | 0.13% | -0.01% (stronger) |
| Return on assets | 1.03% | 1.37% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 79.3% |
| Uninsured deposits | 24.8% | 18.0% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.6% |
FirstBank has the higher TellerScore (69 vs 57). On the 7 directional measures above (where higher or lower is clearly better), FirstBank leads on 4 and Ameristate Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Atoka, OK
- Antlers, OK
- Hugo, OK