Side-by-side · Q2 2026 data
FirstBank vs Pinnacle Bank
Metric by metric
| Measure | FirstBank | Pinnacle Bank |
|---|---|---|
| TellerScore | 59 | 60 (stronger) |
| Capital cushion | 54 (stronger) | 40 |
| Loan quality | 53 | 84 (stronger) |
| Earnings | 78 (stronger) | 63 |
| Funding & liquidity | 40 (stronger) | 36 |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 25th | 37th |
| Total assets | $16.8B | $128.8B |
| Deposits / shares | $14.4B | $102.2B |
| Capital ratio | 10.35% (stronger) | 8.97% |
| Problem loans | 1.40% | 0.48% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.27% |
| Return on assets | 1.46% (stronger) | 1.08% |
| Loans ÷ deposits | 89.6% | 85.8% (stronger) |
| Uninsured deposits | 42.7% (stronger) | 49.5% |
| Offices | 90 | 377 |
| CFPB complaints (3 yrs) | 45 | 747 |
| Complaints per $1B deposits | 3.1 (stronger) | 7.3 |
| Mortgage denial rate (HMDA) | 42.8% | 17.5% |
Pinnacle Bank has the higher TellerScore (60 vs 59). On the 8 directional measures above (where higher or lower is clearly better), FirstBank leads on 5 and Pinnacle Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Nashville, TN
- Murfreesboro, TN
- Birmingham, AL
- Columbus, GA
- Knoxville, TN
- Chattanooga, TN
- Huntsville, AL
- Franklin, TN
- Smyrna, TN
- Bowling Green, KY
- Brentwood, TN
- Germantown, TN
- Tuscaloosa, AL
- Newnan, GA
- Dalton, GA
- Hixson, TN
- Dickson, TN
- Mount Juliet, TN
- Cartersville, GA
- Carrollton, GA
- Ooltewah, TN
- Shelbyville, TN
- Goodlettsville, TN