Side-by-side · Q2 2026 data
FirstBank Puerto Rico vs Banesco USA
Metric by metric
| Measure | FirstBank Puerto Rico | Banesco USA |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 65 | 65 |
| Loan quality | 70 | 84 (stronger) |
| Earnings | 96 (stronger) | 79 |
| Funding & liquidity | 47 (stronger) | 44 |
| Problem-loan coverage | 88 | 94 (stronger) |
| Peer percentile | 79th | 66th |
| Total assets | $19.2B | $6.0B |
| Deposits / shares | $16.9B | $5.2B |
| Capital ratio | 11.54% (stronger) | 11.46% |
| Problem loans | 0.90% | 0.49% (stronger) |
| Net charge-offs | 0.56% | 0.10% (stronger) |
| Return on assets | 1.89% (stronger) | 1.47% |
| Loans ÷ deposits | 77.1% | 76.0% (stronger) |
| Uninsured deposits | 47.4% (stronger) | 51.6% |
| Offices | 73 | 6 |
| CFPB complaints (3 yrs) | 247 | — |
| Complaints per $1B deposits | 14.6 | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), FirstBank Puerto Rico leads on 3 and Banesco USA on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.