Side-by-side · Q2 2026 data
FirstBank Southwest vs Centennial Bank
Metric by metric
| Measure | FirstBank Southwest | Centennial Bank |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 62 | 76 (stronger) |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 40 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 70th | 94th |
| Total assets | $1.9B | $24.6B |
| Deposits / shares | $1.7B | $19.6B |
| Capital ratio | 11.16% | 12.61% (stronger) |
| Problem loans | 0.41% (stronger) | 0.55% |
| Net charge-offs | 0.13% | 0.07% (stronger) |
| Return on assets | 1.32% | 2.13% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 85.4% |
| Uninsured deposits | 34.1% (stronger) | 46.7% |
| Offices | 10 | 225 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 2.8 |
| Mortgage denial rate (HMDA) | — | 23.4% |
Centennial Bank has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FirstBank Southwest leads on 3 and Centennial Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Amarillo, TX
- Canyon, TX
- Hereford, TX
- Pampa, TX