FirstBank Southwest is a state-chartered bank headquartered in Amarillo, Texas, in business for about 119 years. At the end of Q2 2026 it reported $1.9B in total assets and $1.7B in deposits, with 13 offices.
FirstBank Southwest has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 182nd. Problem-loan coverage contributes the most (92/100, 3.8%); funding & liquidity contributes the least (61/100, 78% loans-to-deposits, 34% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 72 |
| Q4 2024 | 72 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 72 |
| Q2 2026 | 73 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.49% |
| Q3 2024 | 10.68% |
| Q4 2024 | 10.45% |
| Q1 2025 | 10.41% |
| Q2 2025 | 10.63% |
| Q3 2025 | 10.92% |
| Q4 2025 | 10.97% |
| Q1 2026 | 11.03% |
| Q2 2026 | 11.16% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.31% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.41% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.20% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.30% |
| Q1 2025 | 1.32% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.42% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $1.9B | 11.16% | 0.41% | 1.32% | 78.0% |
| Q1 2026 | 72 | $1.9B | 11.03% | 0.43% | 1.35% | 81.3% |
| Q4 2025 | 74 | $1.9B | 10.97% | 0.29% | 1.42% | 81.2% |
| Q3 2025 | 74 | $1.9B | 10.92% | 0.30% | 1.43% | 79.4% |
| Q2 2025 | 73 | $1.9B | 10.63% | 0.31% | 1.42% | 80.5% |
| Q1 2025 | 73 | $1.9B | 10.41% | 0.25% | 1.32% | 81.1% |
| Q4 2024 | 72 | $1.8B | 10.45% | 0.28% | 1.30% | 82.7% |
| Q3 2024 | 72 | $1.8B | 10.68% | 0.32% | 1.27% | 82.5% |
| Q2 2024 | 68 | $1.8B | 10.49% | 0.54% | 1.20% | 87.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American Bank of CommerceBank Wolfforth, TX | 68 out of 100, Moderate | $1.9B | 9.6% | 0.15% | vs |
| First State BankBank Gainesville, TX | 61 out of 100, Moderate | $1.9B | 9.6% | 0.94% | vs |
| North Dallas Bank & Trust Co.Bank Dallas, TX | 51 out of 100, Below average | $1.8B | 10.2% | 1.54% | vs |
| First National Bank of Central TexasBank Waco, TX | 81 out of 100, Strong | $1.8B | 10.8% | 0.10% | vs |
| Commercial Bank of Texas, National AssociationBank Nacogdoches, TX | 77 out of 100, Strong | $1.7B | 10.6% | 0.14% | vs |
| First State Bank of UvaldeBank Uvalde, TX | 75 out of 100, Strong | $1.7B | 15.7% | 1.27% | vs |
Deposit insurance
Is my money safe at FirstBank Southwest?
Yes. FirstBank Southwest is an FDIC-insured institution (FDIC certificate #3387). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.1% of deposits ($570.3M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.16%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.13% (benchmark: 10%).
13 locations
Branches
FirstBank Southwest lists 10 offices in 6 cities. Most locations:
- Amarillo, TX (5)
- Booker, TX (1)
- Canyon, TX (1)
- Hereford, TX (1)
- Pampa, TX (1)
- Perryton, TX (1)
Identity & history
Profile
- Legal name
- FirstBank Southwest
- Former names
- FirstBank Southwest, National Association; The First National Bank of Perryton
- Type
- State-chartered bank
- FDIC certificate #
- 3387
- RSSD ID
- 840363
- Primary regulator
- FDIC
- Holding company
- Firstperryton Bcorp Inc
- Established
- January 1, 1907
- Headquarters
- 2401 S Georgia St, Amarillo, TX 79109
- Website
- www.fbsw.com
- Employees
- 254
Quick answers
FirstBank Southwest: common questions
Is FirstBank Southwest FDIC insured?
Yes. FirstBank Southwest is an FDIC-insured institution (FDIC certificate #3387). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is FirstBank Southwest's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has FirstBank Southwest ever failed?
There is no failure record for FDIC certificate #3387 in the FDIC failed bank list.
How many branches does FirstBank Southwest have?
13 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Amarillo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank19Bank Memphis, TX | 90 out of 100, Very strong | $147.8M | 15.3% | 0.00% | vs |
| First National Bank of HerefordBank Hereford, TX | 84 out of 100, Strong | $344.6M | 12.3% | 0.05% | vs |
| Citizens BankBank Amarillo, TX | 82 out of 100, Strong | $309.8M | 10.1% | 0.01% | vs |
| BOC BankBank Mclean, TX | 81 out of 100, Strong | $203.4M | 12.4% | 0.00% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Texas Plains Federal Credit UnionCredit union Amarillo, TX | 77 out of 100, Strong | $71.2M | 14.3% | 0.78% | vs |