Side-by-side · Q2 2026 data
FirstBank Southwest vs First National Bank of Hereford
Metric by metric
| Measure | FirstBank Southwest | First National Bank of Hereford |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 62 | 73 (stronger) |
| Loan quality | 86 | 98 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 52 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 70th | 86th |
| Total assets | $1.9B | $344.6M |
| Deposits / shares | $1.7B | $294.4M |
| Capital ratio | 11.16% | 12.32% (stronger) |
| Problem loans | 0.41% | 0.05% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.32% | 2.20% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 99.8% |
| Uninsured deposits | 34.1% | 22.8% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
First National Bank of Hereford has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FirstBank Southwest leads on 1 and First National Bank of Hereford on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Amarillo, TX
- Hereford, TX