Side-by-side · Q2 2026 data
Firstenergy Family Credit Union vs 540 I.B.E.W. Credit Union
Metric by metric
| Measure | Firstenergy Family Credit Union | 540 I.B.E.W. Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 82 (stronger) | 25 |
| Earnings | 95 (stronger) | 55 |
| Funding & liquidity | 91 (stronger) | 90 |
| Problem-loan coverage | 96 (stronger) | 76 |
| Peer percentile | 94th | 19th |
| Total assets | $47.2M | $1.5M |
| Deposits / shares | $39.4M | $1.3M |
| Capital ratio | 16.47% (stronger) | 11.57% |
| Problem loans | 0.53% (stronger) | 2.24% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.88% (stronger) | 0.87% |
| Loans ÷ deposits | 69.4% (stronger) | 70.1% |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Firstenergy Family Credit Union leads on 5 and 540 I.B.E.W. Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.