TellerScore

Side-by-side · Q2 2026 data

Firstmark Credit Union vs First Service Credit Union

Credit union

Firstmark Credit Union

San Antonio, Texas · $1 billion – $10 billion

65of 100
Moderate

Credit union

First Service Credit Union

Houston, Texas · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasureFirstmark Credit UnionFirst Service Credit Union
TellerScore65 (stronger)64
Capital cushion4659 (stronger)
Loan quality7779 (stronger)
Earnings48 (stronger)39
Funding & liquidity87 (stronger)67
Problem-loan coverage90 (stronger)88
Peer percentile41st36th
Total assets$1.3B$1.5B
Deposits / shares$1.2B$1.3B
Capital ratio9.62%10.94% (stronger)
Problem loans0.70%0.62% (stronger)
Net charge-offs0.87%0.84% (stronger)
Return on assets0.69% (stronger)0.49%
Loans ÷ deposits73.1% (stronger)93.2%
Uninsured deposits4.5% (stronger)11.7%
Offices1214
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—11.1%

Firstmark Credit Union has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Firstmark Credit Union leads on 4 and First Service Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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