Side-by-side · Q2 2026 data
FirstOak Bank vs Power Credit Union
Metric by metric
| Measure | FirstOak Bank | Power Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 63 |
| Capital cushion | 55 | 64 (stronger) |
| Loan quality | 100 (stronger) | 53 |
| Earnings | 74 (stronger) | 34 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 61st | 29th |
| Total assets | $241.2M | $156.0M |
| Deposits / shares | $212.3M | $137.5M |
| Capital ratio | 10.48% | 11.39% (stronger) |
| Problem loans | 0.00% (stronger) | 1.40% |
| Net charge-offs | -0.00% (stronger) | 1.07% |
| Return on assets | 1.35% (stronger) | 0.35% |
| Loans ÷ deposits | 87.2% | 52.4% (stronger) |
| Uninsured deposits | 26.5% | 3.7% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
FirstOak Bank has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), FirstOak Bank leads on 4 and Power Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.