Side-by-side · Q2 2026 data
FirstOak Bank vs Solutions North Bank
Metric by metric
| Measure | FirstOak Bank | Solutions North Bank |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 55 | 59 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 74 | 76 (stronger) |
| Funding & liquidity | 61 | 76 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 61st | 68th |
| Total assets | $241.2M | $469.5M |
| Deposits / shares | $212.3M | $395.5M |
| Capital ratio | 10.48% | 10.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.28% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.35% | 1.40% (stronger) |
| Loans ÷ deposits | 87.2% | 73.5% (stronger) |
| Uninsured deposits | 26.5% | 25.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
Solutions North Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), FirstOak Bank leads on 2 and Solutions North Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.