Headquartered in Stockton, Kansas, Solutions North Bank is a state-chartered bank with $469.5M in total assets and $395.5M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1951.
Based on its Q2 2026 filing, Solutions North Bank scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 77th. Its strongest component is problem-loan coverage (97/100; 1.3%), and its lowest is capital cushion (59/100; 10.90%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (73 → 77), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 67 |
| Q4 2024 | 69 |
| Q1 2025 | 69 |
| Q2 2025 | 73 |
| Q3 2025 | 72 |
| Q4 2025 | 71 |
| Q1 2026 | 75 |
| Q2 2026 | 77 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.76% |
| Q3 2024 | 9.14% |
| Q4 2024 | 9.29% |
| Q1 2025 | 9.44% |
| Q2 2025 | 10.13% |
| Q3 2025 | 10.60% |
| Q4 2025 | 10.50% |
| Q1 2026 | 10.53% |
| Q2 2026 | 10.90% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.29% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.41% |
| Q4 2025 | 0.39% |
| Q1 2026 | 0.37% |
| Q2 2026 | 0.28% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.00% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.97% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.07% |
| Q4 2025 | 1.07% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.40% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $469.5M | 10.90% | 0.28% | 1.40% | 73.5% |
| Q1 2026 | 75 | $485.4M | 10.53% | 0.37% | 1.35% | 70.4% |
| Q4 2025 | 71 | $471.8M | 10.50% | 0.39% | 1.07% | 75.4% |
| Q3 2025 | 72 | $468.0M | 10.60% | 0.41% | 1.07% | 71.7% |
| Q2 2025 | 73 | $468.5M | 10.13% | 0.06% | 1.02% | 70.5% |
| Q1 2025 | 69 | $484.2M | 9.44% | 0.29% | 0.97% | 65.4% |
| Q4 2024 | 69 | $477.2M | 9.29% | 0.00% | 0.65% | 68.2% |
| Q3 2024 | 67 | $493.3M | 9.14% | 0.00% | 0.53% | 67.8% |
| Q2 2024 | 84 | $303.1M | 13.76% | 0.00% | 1.00% | 79.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Denison State BankBank Holton, KS | 87 out of 100, Very strong | $453.6M | 17.5% | 1.08% | vs |
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| The First State BankBank Norton, KS | 90 out of 100, Very strong | $493.2M | 13.1% | 0.10% | vs |
| Bank of the PlainsBank Plains, KS | 71 out of 100, Strong | $445.6M | 9.3% | 0.44% | vs |
| The Citizens State BankBank Marysville, KS | 65 out of 100, Moderate | $442.4M | 9.8% | 1.28% | vs |
| Bank of CommerceBank Chanute, KS | 74 out of 100, Strong | $497.5M | 9.2% | 0.05% | vs |
Deposit insurance
Is my money safe at Solutions North Bank?
Yes. Solutions North Bank is an FDIC-insured institution (FDIC certificate #16971). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.0% of deposits ($99.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.54% (benchmark: 10%).
5 locations
Branches
Solutions North Bank lists 5 offices in 5 cities. Most locations:
- Coffeyville, KS (1)
- Hill City, KS (1)
- Norton, KS (1)
- Stockton, KS (1)
- Wakeeney, KS (1)
Identity & history
Profile
- Legal name
- Solutions North Bank
- Former names
- The Trego-WaKeeney State Bank; The Trego-Wakeeney State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 16971
- RSSD ID
- 612159
- Primary regulator
- FDIC
- Holding company
- Stockton Bancshares Inc
- Established
- January 2, 1951
- Headquarters
- 123 N Cedar St, Stockton, KS 67669
- Website
- www.snbks.com
- Employees
- 58
Quick answers
Solutions North Bank: common questions
Is Solutions North Bank FDIC insured?
Yes. Solutions North Bank is an FDIC-insured institution (FDIC certificate #16971). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Solutions North Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Solutions North Bank ever failed?
There is no failure record for FDIC certificate #16971 in the FDIC failed bank list.
How many branches does Solutions North Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Stockton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers National BankBank Phillipsburg, KS | 91 out of 100, Very strong | $172.5M | 19.6% | 0.41% | vs |
| The First State BankBank Norton, KS | 90 out of 100, Very strong | $493.2M | 13.1% | 0.10% | vs |
| Mid-America BankBank Baldwin City, KS | 76 out of 100, Strong | $573.3M | 10.2% | 0.13% | vs |
| First National Bank and TrustBank Phillipsburg, KS | 72 out of 100, Strong | $322.2M | 14.7% | 1.87% | vs |
| Astra BankBank Scandia, KS | 70 out of 100, Strong | $423.3M | 9.3% | 0.03% | vs |
| Southwind BankBank Natoma, KS | 70 out of 100, Strong | $186.6M | 10.4% | 0.74% | vs |