Side-by-side · Q2 2026 data
FirstOak Bank vs The Stockgrowers State Bank of Ashland, Kansas
Bank
The Stockgrowers State Bank of Ashland, Kansas
Ashland, Kansas · $100 million – $1 billion
Metric by metric
| Measure | FirstOak Bank | The Stockgrowers State Bank of Ashland, Kansas |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 55 | 91 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 74 | 80 (stronger) |
| Funding & liquidity | 61 | 71 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 61st | 94th |
| Total assets | $241.2M | $227.1M |
| Deposits / shares | $212.3M | $181.3M |
| Capital ratio | 10.48% | 14.13% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.00% | -0.04% (stronger) |
| Return on assets | 1.35% | 1.50% (stronger) |
| Loans ÷ deposits | 87.2% | 82.2% (stronger) |
| Uninsured deposits | 26.5% | 22.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
The Stockgrowers State Bank of Ashland, Kansas has the higher TellerScore (89 vs 75). On the 6 directional measures above (where higher or lower is clearly better), FirstOak Bank leads on 0 and The Stockgrowers State Bank of Ashland, Kansas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.