TellerScore

The Stockgrowers State Bank of Ashland, Kansas is a state-chartered bank headquartered in Ashland, Kansas, in business for about 141 years. At the end of Q2 2026 it reported $227.1M in total assets and $181.3M in deposits, with 3 offices.

The Stockgrowers State Bank of Ashland, Kansas has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 94% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 15th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (71/100, 82% loans-to-deposits, 22% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Tier 1 leverage ratio: 14.13%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings80/100
Return on assets (annualized): 1.50%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 82.2% · 22.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (86 → 89), mostly because the earnings component improved by 14 points.

TellerScore
788490Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202480
Q3 202481
Q4 202478
Q1 202580
Q2 202586
Q3 202585
Q4 202586
Q1 202690
Q2 202689
Tier 1 leverage ratio
5.00%9.57%14.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.36%
Q3 202412.53%
Q4 202412.17%
Q1 202512.02%
Q2 202513.33%
Q3 202513.71%
Q4 202513.60%
Q1 202613.78%
Q2 202614.13%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.87%1.23%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.87%
Q3 20240.87%
Q4 20240.89%
Q1 20251.21%
Q2 20251.16%
Q3 20251.18%
Q4 20251.23%
Q1 20261.59%
Q2 20261.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$227.1M14.13%0.00%1.50%82.2%
Q1 202690$219.1M13.78%0.00%1.59%74.3%
Q4 202586$225.2M13.60%0.00%1.23%68.6%
Q3 202585$225.1M13.71%0.00%1.18%78.4%
Q2 202586$217.4M13.33%0.00%1.16%70.6%
Q1 202580$192.8M12.02%0.00%1.21%69.2%
Q4 202478$182.6M12.17%0.00%0.89%75.1%
Q3 202481$169.7M12.53%0.00%0.87%73.8%
Q2 202480$173.0M12.36%0.00%0.87%74.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.13%
82nd
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs-0.04%
95th
Return on assets1.50%
65th
Net interest margin4.08%
58th
Efficiency ratio63.6%
47th
Loans to deposits82.2%
45th
Uninsured deposits22.0%
57th
Loan-loss reserves1.16%
47th
Texas ratio0.0%
95th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
The First Security BankBank Overbrook, KS56 out of 100, Moderate$225.6M8.0%2.00%vs
The Citizens National BankBank Greenleaf, KS72 out of 100, Strong$229.0M8.7%0.00%vs
Andover State BankBank Andover, KS59 out of 100, Moderate$232.2M9.0%0.67%vs
Farmers and Drovers BankBank Council Grove, KS87 out of 100, Very strong$221.9M25.4%0.37%vs
Carson BankBank Mulvane, KS70 out of 100, Strong$219.9M8.3%0.02%vs
TriCentury BankBank De Soto, KS77 out of 100, Strong$213.8M10.8%0.00%vs

Deposit insurance

Is my money safe at The Stockgrowers State Bank of Ashland, Kansas?

Yes. The Stockgrowers State Bank of Ashland, Kansas is an FDIC-insured institution (FDIC certificate #17650). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.0% of deposits ($39.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The Stockgrowers State Bank of Ashland, Kansas lists 3 offices in 3 cities. Most locations:

  • Ashland, KS (1)
  • Coldwater, KS (1)
  • Meade, KS (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Stockgrowers State Bank of Ashland, Kansas
Type
State-chartered bank
FDIC certificate #
17650
RSSD ID
424156
Primary regulator
FDIC
Holding company
Stockgrowers Stb Employee Stk Ownership Plan
Established
June 23, 1885
Headquarters
622 Main St, Ashland, KS 67831
Employees
33

Quick answers

The Stockgrowers State Bank of Ashland, Kansas: common questions

Is The Stockgrowers State Bank of Ashland, Kansas FDIC insured?

Yes. The Stockgrowers State Bank of Ashland, Kansas is an FDIC-insured institution (FDIC certificate #17650). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Stockgrowers State Bank of Ashland, Kansas's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Stockgrowers State Bank of Ashland, Kansas ever failed?

There is no failure record for FDIC certificate #17650 in the FDIC failed bank list.

How many branches does The Stockgrowers State Bank of Ashland, Kansas have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Ashland

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of ProtectionBank Protection, KS81 out of 100, Strong$154.4M11.8%0.01%vs
Centera BankBank Sublette, KS78 out of 100, Strong$318.1M9.6%0.01%vs