Side-by-side · Q2 2026 data
Five Points Bank of Hastings vs Hastings Federal Credit Union
Credit union
Hastings Federal Credit Union
Hastings, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Five Points Bank of Hastings | Hastings Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 93 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 52 | 100 (stronger) |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 50th | 94th |
| Total assets | $551.7M | $52.0M |
| Deposits / shares | $488.6M | $40.7M |
| Capital ratio | 10.94% | 20.78% (stronger) |
| Problem loans | 0.11% (stronger) | 0.36% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 0.80% | 2.30% (stronger) |
| Loans ÷ deposits | 51.4% (stronger) | 83.5% |
| Uninsured deposits | 43.0% | 2.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hastings Federal Credit Union has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Five Points Bank of Hastings leads on 3 and Hastings Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.