Side-by-side · Q2 2026 data
Five Rivers Bank vs Paul Quinn Federal Credit Union
Credit union
Paul Quinn Federal Credit Union
Jamaica, New York · Under $100 million in assets
Metric by metric
| Measure | Five Rivers Bank | Paul Quinn Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 65 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 60th | 94th |
| Total assets | $78.1M | $358K |
| Deposits / shares | $49.8M | $251K |
| Capital ratio | 57.11% (stronger) | 26.10% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -8.08% | 1.12% (stronger) |
| Loans ÷ deposits | 37.7% | 19.1% (stronger) |
| Uninsured deposits | 25.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paul Quinn Federal Credit Union has the higher TellerScore (93 vs 78). On the 5 directional measures above (where higher or lower is clearly better), Five Rivers Bank leads on 1 and Paul Quinn Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.