Side-by-side · Q2 2026 data
Five Star Bank vs Arrow Bank National Association
Metric by metric
| Measure | Five Star Bank | Arrow Bank National Association |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 59 (stronger) | 43 |
| Loan quality | 73 | 92 (stronger) |
| Earnings | 77 (stronger) | 64 |
| Funding & liquidity | 37 | 49 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 40th | 40th |
| Total assets | $6.3B | $4.5B |
| Deposits / shares | $5.3B | $3.7B |
| Capital ratio | 10.87% (stronger) | 9.33% |
| Problem loans | 0.82% | 0.24% (stronger) |
| Net charge-offs | 0.27% | 0.09% (stronger) |
| Return on assets | 1.42% (stronger) | 1.11% |
| Loans ÷ deposits | 88.7% (stronger) | 94.1% |
| Uninsured deposits | 46.4% | 30.3% (stronger) |
| Offices | 47 | 54 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 20.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Five Star Bank leads on 3 and Arrow Bank National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.