Side-by-side · Q2 2026 data
Flagstar Bank, National Association vs State Bank of India
Metric by metric
| Measure | Flagstar Bank, National Association | State Bank of India |
|---|---|---|
| TellerScore | 31 | 41 (stronger) |
| Capital cushion | 47 (stronger) | 0 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 25 (stronger) | 20 |
| Funding & liquidity | 55 (stronger) | 53 |
| Problem-loan coverage | 32 | — |
| Peer percentile | 2nd | 6th |
| Total assets | $87.7B | $22.5B |
| Deposits / shares | $67.5B | $13.2B |
| Capital ratio | 9.70% (stronger) | 0.00% |
| Problem loans | 4.97% | 0.00% (stronger) |
| Net charge-offs | 0.58% | 0.00% (stronger) |
| Return on assets | 0.13% (stronger) | 0.00% |
| Loans ÷ deposits | 89.3% (stronger) | 107.5% |
| Uninsured deposits | 28.9% | 3.0% (stronger) |
| Offices | 340 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.1% | — |
State Bank of India has the higher TellerScore (41 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Flagstar Bank, National Association leads on 3 and State Bank of India on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.