TellerScore

Headquartered in New York, New York, State Bank of India is an insured branch of a foreign bank with $22.5B in total assets and $13.2B in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.

Based on its Q2 2026 filing, State Bank of India scores 41/100, which we describe as below average. That is higher than only 6% of 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 109th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (0/100; 0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Tier 1 leverage ratio: 0.00%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings20/100
Return on assets (annualized): 0.00%
Funding & liquidity53/100
Loans ÷ deposits and uninsured-deposit share: 107.5% · 3.0% uninsured
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (41 → 41).

TellerScore
404141Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202440
Q3 202440
Q4 202440
Q1 202541
Q2 202541
Q3 202541
Q4 202541
Q1 202641
Q2 202641
Tier 1 leverage ratio
0.00%2.50%5.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Noncurrent loans
0.00%0.05%0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.10%
Q3 20240.09%
Q4 20240.09%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$22.5B0.00%0.00%0.00%107.5%
Q1 202641$23.5B0.00%0.00%0.00%112.9%
Q4 202541$22.6B0.00%0.00%0.00%112.5%
Q3 202541$23.0B0.00%0.00%0.00%111.2%
Q2 202541$22.2B0.00%0.00%0.00%112.7%
Q1 202541$21.6B0.00%0.00%0.00%107.8%
Q4 202440$21.9B0.00%0.09%0.00%108.5%
Q3 202440$19.6B0.00%0.09%0.00%108.9%
Q2 202440$18.3B0.00%0.10%0.00%109.4%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio0.00%
2nd
Total risk-based capital0.00%
2nd
Problem loans0.00%
98th
Net charge-offs0.00%
90th
Return on assets0.00%
3rd
Net interest margin0.00%
2nd
Efficiency ratio0.0%
98th
Loans to deposits107.5%
4th
Uninsured deposits3.0%
95th
Loan-loss reserves0.00%
3rd
Texas ratio—
—

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InstitutionScoreAssetsCapitalProblem loansCompare
Apple BankBank New York, NY56 out of 100, Moderate$19.9B7.7%0.44%vs
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Bank of BarodaBank New York, NY42 out of 100, Below average$16.2B0.0%0.00%vs
NBT Bank, National AssociationBank Norwich, NY64 out of 100, Moderate$16.1B9.5%0.55%vs
Safra National Bank of New YorkBank New York, NY66 out of 100, Moderate$15.7B8.6%0.00%vs
Dime Commercial BankBank Hauppauge, NY64 out of 100, Moderate$15.0B10.7%0.64%vs

Deposit insurance

Is my money safe at State Bank of India?

Yes. State Bank of India is an FDIC-insured institution (FDIC certificate #33682). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 3.0% of deposits ($388.6M) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

State Bank of India lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
State Bank of India
Type
Insured branch of a foreign bank
FDIC certificate #
33682
RSSD ID
95716
Primary regulator
FDIC
Established
July 5, 1955
Headquarters
425 Park Ave, New York, NY 10022

Quick answers

State Bank of India: common questions

Is State Bank of India FDIC insured?

Yes. State Bank of India is an FDIC-insured institution (FDIC certificate #33682). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is State Bank of India's TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has State Bank of India ever failed?

There is no failure record for FDIC certificate #33682 in the FDIC failed bank list.

How many branches does State Bank of India have?

1 office as of the latest FDIC data.

Nearby

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