Side-by-side · Q2 2026 data
Flanagan State Bank vs Community Partners Savings Bank
Metric by metric
| Measure | Flanagan State Bank | Community Partners Savings Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 63 |
| Capital cushion | 46 | 69 (stronger) |
| Loan quality | 92 (stronger) | 41 |
| Earnings | 34 | 47 (stronger) |
| Funding & liquidity | 93 | 94 (stronger) |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 34th | 24th |
| Total assets | $300.3M | $288.4M |
| Deposits / shares | $277.0M | $226.5M |
| Capital ratio | 9.59% | 11.88% (stronger) |
| Problem loans | 0.23% (stronger) | 1.77% |
| Net charge-offs | 0.10% | 0.08% (stronger) |
| Return on assets | 0.35% | 0.67% (stronger) |
| Loans ÷ deposits | 65.6% | 56.9% (stronger) |
| Uninsured deposits | 16.9% (stronger) | 20.8% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.2% | 17.5% |
Flanagan State Bank has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Flanagan State Bank leads on 3 and Community Partners Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.