Side-by-side · Q2 2026 data
Flanagan State Bank vs Streator Community Credit Union
Metric by metric
| Measure | Flanagan State Bank | Streator Community Credit Union |
|---|---|---|
| TellerScore | 67 | 80 (stronger) |
| Capital cushion | 46 | 60 (stronger) |
| Loan quality | 92 (stronger) | 86 |
| Earnings | 34 | 76 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 34th | 65th |
| Total assets | $300.3M | $42.3M |
| Deposits / shares | $277.0M | $37.2M |
| Capital ratio | 9.59% | 10.97% (stronger) |
| Problem loans | 0.23% (stronger) | 0.43% |
| Net charge-offs | 0.10% (stronger) | 0.21% |
| Return on assets | 0.35% | 1.40% (stronger) |
| Loans ÷ deposits | 65.6% | 25.0% (stronger) |
| Uninsured deposits | 16.9% | 4.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.2% | — |
Streator Community Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Flanagan State Bank leads on 2 and Streator Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.