Side-by-side · Q2 2026 data
Flat Branch Bank vs Community Bank of Missouri
Metric by metric
| Measure | Flat Branch Bank | Community Bank of Missouri |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 76 | 89 (stronger) |
| Loan quality | 100 (stronger) | 34 |
| Earnings | 0 | 93 (stronger) |
| Funding & liquidity | 85 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 42nd | 51st |
| Total assets | $92.8M | $94.1M |
| Deposits / shares | $79.2M | $80.6M |
| Capital ratio | 12.58% | 13.86% (stronger) |
| Problem loans | 0.00% (stronger) | 1.98% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | -0.96% | 1.83% (stronger) |
| Loans ÷ deposits | 72.6% (stronger) | 80.4% |
| Uninsured deposits | 17.7% | 13.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
Community Bank of Missouri has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Flat Branch Bank leads on 3 and Community Bank of Missouri on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richmond, MO