Side-by-side · Q2 2026 data
Flat Branch Bank vs Paramount Bank
Metric by metric
| Measure | Flat Branch Bank | Paramount Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 55 |
| Capital cushion | 76 (stronger) | 59 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 0 | 0 |
| Funding & liquidity | 85 (stronger) | 53 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 42nd | 14th |
| Total assets | $92.8M | $86.6M |
| Deposits / shares | $79.2M | $74.7M |
| Capital ratio | 12.58% (stronger) | 10.88% |
| Problem loans | 0.00% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | -0.96% (stronger) | -3.93% |
| Loans ÷ deposits | 72.6% (stronger) | 98.4% |
| Uninsured deposits | 17.7% (stronger) | 22.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.2% |
Flat Branch Bank has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Flat Branch Bank leads on 7 and Paramount Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.