TellerScore

Headquartered in Hazelwood, Missouri, Paramount Bank is a state-chartered bank with $86.6M in total assets and $74.7M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2004.

Based on its Q2 2026 filing, Paramount Bank scores 55/100, which we describe as moderate. That is higher than only 14% of 546 banks with under $100 million in assets. Among 194 banks headquartered in Missouri, it ranks 175th. Its strongest component is problem-loan coverage (84/100; 8.2%), and its lowest is earnings (0/100; -3.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Tier 1 leverage ratio: 10.88%
Loan quality82/100
Noncurrent loans ÷ total loans: 0.55%
Earnings0/100
Return on assets (annualized): -3.93%
Funding & liquidity53/100
Loans ÷ deposits and uninsured-deposit share: 98.4% · 22.9% uninsured
Problem-loan coverage84/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (47 → 55), mostly because the capital cushion component improved by 42 points.

TellerScore
476276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202450
Q3 202449
Q4 202449
Q1 202548
Q2 202547
Q3 202558
Q4 202576
Q1 202657
Q2 202655
Tier 1 leverage ratio
5.00%9.07%13.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.11%
Q3 20247.13%
Q4 20247.21%
Q1 20257.10%
Q2 20256.66%
Q3 202510.17%
Q4 202513.13%
Q1 202612.76%
Q2 202610.88%
Noncurrent loans
0.00%0.49%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.09%
Q3 20250.33%
Q4 20250.67%
Q1 20260.99%
Q2 20260.55%
Return on assets
-10.28%-4.46%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-3.90%
Q3 2024-10.28%
Q4 2024-8.98%
Q1 2025-4.19%
Q2 2025-2.91%
Q3 2025-2.99%
Q4 20251.35%
Q1 2026-0.91%
Q2 2026-3.93%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$86.6M10.88%0.55%-3.93%98.4%
Q1 202657$89.0M12.76%0.99%-0.91%95.2%
Q4 202576$83.5M13.13%0.67%1.35%101.7%
Q3 202558$86.3M10.17%0.33%-2.99%80.8%
Q2 202547$81.1M6.66%0.09%-2.91%86.9%
Q1 202548$81.0M7.10%0.00%-4.19%94.6%
Q4 202449$85.5M7.21%0.00%-8.98%93.6%
Q3 202449$92.5M7.13%0.00%-10.28%95.0%
Q2 202450$100.7M8.11%0.00%-3.90%110.7%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.88%
28th
Total risk-based capital16.78%
67th
Problem loans0.55%
45th
Net charge-offs0.46%
7th
Return on assets-3.93%
3rd
Net interest margin3.31%
23rd
Efficiency ratio148.4%
4th
Loans to deposits98.4%
10th
Uninsured deposits22.9%
25th
Loan-loss reserves0.84%
21st
Texas ratio8.2%
23rd

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples Bank of Moniteau CountyBank Jamestown, MO75 out of 100, Strong$83.2M11.1%0.72%vs
Farmers Bank of Lohman, MissouriBank Jefferson City, MO93 out of 100, Very strong$82.9M17.1%0.02%vs
Flat Branch BankBank Richmond, MO71 out of 100, Strong$92.8M12.6%0.00%vs
Community Bank of MissouriBank Richmond, MO74 out of 100, Strong$94.1M13.9%1.98%vs
Sherwood Community BankBank Creighton, MO64 out of 100, Moderate$77.9M9.0%1.30%vs
United Security BankBank Fulton, MO85 out of 100, Very strong$97.2M13.4%0.00%vs

Deposit insurance

Is my money safe at Paramount Bank?

Yes. Paramount Bank is an FDIC-insured institution (FDIC certificate #57884). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.9% of deposits ($17.1M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.88%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.78% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Paramount Bank lists 1 office in 1 city. Most locations:

  • Hazelwood, MO (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Paramount Bank reported 544 home-loan applications under HMDA (LEI 549300KW3HYVC06WS898): 402 originated ($157,820,000 total), 36 denied, and 106 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Paramount Bank
Former names
Superior Bank
Type
State-chartered bank
FDIC certificate #
57884
RSSD ID
3308574
Primary regulator
FDIC
Holding company
Paramount Financial Group Inc
Established
December 30, 2004
Headquarters
90 Village Square Shop Ctr, Hazelwood, MO 63042
Employees
27

Quick answers

Paramount Bank: common questions

Is Paramount Bank FDIC insured?

Yes. Paramount Bank is an FDIC-insured institution (FDIC certificate #57884). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Paramount Bank's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Paramount Bank ever failed?

There is no failure record for FDIC certificate #57884 in the FDIC failed bank list.

How many branches does Paramount Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hazelwood

InstitutionScoreAssetsCapitalProblem loansCompare
Edward Jones Trust CompanyBank Saint Louis, MO94 out of 100, Very strong$160.5M98.2%0.00%vs
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
Bank of KampsvilleBank Kampsville, IL91 out of 100, Very strong$134.1M17.4%0.01%vs
State Employees Community Credit UnionCredit union Alton, IL89 out of 100, Very strong$6.7M20.0%0.00%vs
Division #6 Highway Credit UnionCredit union Chesterfield, MO88 out of 100, Very strong$15.7M17.9%0.24%vs