Side-by-side · Q2 2026 data
Flat Branch Bank vs Peoples Bank of Moniteau County
Metric by metric
| Measure | Flat Branch Bank | Peoples Bank of Moniteau County |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 76 (stronger) | 61 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 0 | 75 (stronger) |
| Funding & liquidity | 85 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 42nd | 54th |
| Total assets | $92.8M | $83.2M |
| Deposits / shares | $79.2M | $73.3M |
| Capital ratio | 12.58% (stronger) | 11.12% |
| Problem loans | 0.00% (stronger) | 0.72% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | -0.96% | 1.38% (stronger) |
| Loans ÷ deposits | 72.6% | 67.9% (stronger) |
| Uninsured deposits | 17.7% | 5.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.5% |
Peoples Bank of Moniteau County has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Flat Branch Bank leads on 3 and Peoples Bank of Moniteau County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.