The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (71 → 75), mostly because the earnings component improved by 10 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Missouri

Yes. Peoples Bank of Moniteau County is an FDIC-insured institution (FDIC certificate #15792). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 5.8% of deposits ($4.3M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.12%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Peoples Bank of Moniteau County lists 2 offices in 2 cities. Most locations:

• California, MO (1)
• Jamestown, MO (1)

All branch addresses and map

In 2025, Peoples Bank of Moniteau County reported 31 home-loan applications under HMDA (LEI 2549004VOV9Z4QJDLG33): 29 originated ($3,735,000 total), 2 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Peoples Bank of Moniteau County

Former names

Peoples Bank of Jamestown

Type

State-chartered bank

FDIC certificate #

15792

RSSD ID

915056

Primary regulator

FDIC

Holding company

Jamestown Bancshares Inc

Established

January 13, 1941

Headquarters

105 W Row St, Jamestown, MO 65046

Website

www.pbomc.com

Employees

13