Side-by-side · Q2 2026 data
FlatIrons Bank vs Affidian Federal Credit Union
Metric by metric
| Measure | FlatIrons Bank | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 80 (stronger) | 78 |
| Funding & liquidity | 76 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 57th | 87th |
| Total assets | $370.3M | $360.1M |
| Deposits / shares | $336.1M | $290.1M |
| Capital ratio | 8.88% | 18.85% (stronger) |
| Problem loans | 0.00% (stronger) | 0.85% |
| Net charge-offs | -0.01% (stronger) | 0.18% |
| Return on assets | 1.51% (stronger) | 1.45% |
| Loans ÷ deposits | 82.0% (stronger) | 82.3% |
| Uninsured deposits | 17.4% | 12.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), FlatIrons Bank leads on 4 and Affidian Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.